How to get cheap car insurance for a 17 year old male?

Answer 1

Looking around for the best deal is the starting point, as there is usually significant competition among insurers, especially in the US.

Insurance premiums are determined according to risk factors. Right off the bat, a 17 year old will be more costly to insure just due to age. However, you can skimp on some non-mandatory coverages to save some money. For example, if you paid cash for the car and are in the position to absorb the cost of its damage or destruction, you may be able to forego collision coverage. If the car is financed, however, the lender probably will require that coverage.

Do not try to save money by foregoing uninsured motorist coverage. This pays for pain, suffering, and disablement if the boy is hurt by an unisured motorist and the collision was not his fault.