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How old the car is has nothing to do with it. The only time a car is REQUIRED to have FULL COVERAGE is when a car is being financed. In other words, a bank gives you a loan. Why? Because liability only fixes the other persons car, and if you get in a wreck, the bank will never get their money back from the car.

I have owned ~5 cars in my life, financed one, and had full coverage insurance on it. Every other car has been liability only.

So again, the age of a car has nothing to do with qualifying for liability insurance. If its being paid for with a bank loan, you need full coverage, if the car is paid off, you can get liability.

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Q: How old does your car need to be to qualify for liability insurance?
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