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It depends on what company you are with, and what discounts you currently have. I would call your insurance company and ask them hypethetically. Some companies only pull your motor vehicle report at random times and may not find it until after it is already three years old and no longer chargable. Normally, your insurance premium will go up over the next three years more than it will cost to have the ticket reduced to littering or a non-moving violation or offense. I always have my husbands tickets fixed, it is normally about $250-300, but our insurance would go up over $600 in the next three years. Would you rather pay one time now, or more over the next three years? Some companies would not give extra discounts until the ticket is five years old.

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Q: How much will your insurance premium raise if you make an improper left turn in Missouri?
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