If you drive, car insurance of course, and if you rent an apartment, renters insurance is a good idea especially if you have much of anything of value.
In the average rates for renters insurance, auto insurance, and home insurance, Pennsylvania is usually lower! In 2007, the average rate for PA renters insurance was only $144!
yes it is very much necessary to have renters insurance as it gives you a peace of mind knowing that your assets are protected from theft and fire or any natural calamaties. Also if some mishap happens to your apartment you dont have to shell out a money from your pocket to repair or replace it.
If you Goggle renters insurance it will give you a wide variety of options. The insurance will depend on how much your apartment contents are worth. For instance, if you have new high end leather furniture and a good wood bedroom set, you would want content insurance in the event that another tenant has a cooking mishap.
For less than a dollar a day, a State Farm renters insurance policy will cover all of your property at its full replacement cost. Protect your possessions with State Farm renters insurance, and you could end up saving thousands. http://www.statefarm.com/insurance/renters/renters.asp
they start from $10-$30
The price of a renters insurance depends on various factors, like how much the seller wants for it and where the insurance is bought from. The average price lies around $110 a year, but this can increase up to $200 a year.
Renters insurance rates usually depend on several factors. Location of where the apartment/house is. Example: Do you live in the basement or bottom floor or upstairs? How much is the estimated worth of the items in your home? The list can go on and on. But to help you find rates here are a few good places to get free quotes from. www.statefarm.com www.wellsfargo.com www.geico.com Also, you can contact your local insurance companies they can help give you quotes for your area etc. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
Renters Insurance in California is surprisingly affordable. About $15.00 per month can get you contents coverage for your personal belongings, loss of use for your additional living expenses, and liability in case of injury. Check out the brochure on the following link for more details
I paid $45.00 a month no utilities.
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