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How much household insurance you need depends of largely on the value of the things you have and the chances of them being damaged or stolen. There are many variables when it comes to purchasing insurance, such as the deductible you want to pay and what your budget allows. Also, you can insure your items for 'cash value' or for the actual cost of replacement. Online calculators may be of assistance.

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Q: How much household insurance should you carry?
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