It really depends on what your insurance policy is.
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Public policy is a
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10,000$
Your best bet is to try and get a policy under your parents plan. This will give you discounts that you may not get otherwise when starting out on your own. If that is not an option, you should go to an insurance broker.
There is no such thing as an average policy. It depends on the value of the structure being built, its location and the type of construction.
You can convince your parents to let you have a hamster by telling them that the cost of maintaining one is much lower than that of maintaining other pets, and you have done plenty of research about them.
Whatever someone is willing to pay for it!
It depends on the contract you have.
About 3.00
It will cost nothing, until he/she get the actual license