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What is the minimum amount of auto insurance I can have in the state of California?
California does have minimum requirements for the amount of automobile insurance that you need to carry. You are required by the state to cover Bodily Injury/Death Liability of one person ($15,000), Bodily Injury/Death Liability of two persons ($30,000), and Property Damage of $5,000.
When searching for affordable car insurance, what are essential areas that need to be covered?
In most states, you absolutely need liability, bodily injury, and property damage coverage.
What are the minimum requirements for car insurance in Georgia?
You'll need to have $25000 in liability, bodily injury, and property damage coverage before driving in Georgia.
What type of auto insurance is required in Rhode Island?
You need to have $25000 bodily injury, $50000 liability, and $25000 property damage coverage in Rhode Island.
What are the requirements for Michigan car insurance?
In Michigan you are required to have auto insurance or face fines and jail time. You will need personal injury protection, property protection and residual bodily injury and property damage liability insurance.
Do you have to purchase full coverage auto insurance in Illinois if your vehicle is paid for?
You do not have to purchase full coverage auto insurance in Illinois if your vehicle is paid for. You do still need Bodily Injury Liability, Property Damage Liability, and Uninsured Motorist coverage.
How much motorcycle insurance do you need in Florida?
Too many variables, call and ask your agent! the minimum is as follows: The Florida Financial Responsibility Law requires that any person at fault in a crash resulting in bodily injury and property damage to others must have in effect at the time of the crash full liability insurance coverage. This coverage includes minimum limits of bodily injury liability of $10,000 per person, $20,000 per crash, $10,000 property damage liability per crash, and personal injury protection limits of $10,000 per person per crash. The Florida Financial Responsibility Law DOES apply to motorcycles.
Do you need public liability insurance if you own land with a public footpath running through it?
Absolutely! You should have a general liability policy because YOU can be held liable and will be named in a lawsuit if any bodily injury or property damage occurs to a third party on that property. Is this land adjacent to your home? Is it officially a park or walking trail?
What kind of auto insurance do you need to just cover the other vehicle in case of an accident?
So I'm assuming you don't want coverage for damage to your vehicle if it were in an accident. Then your probably just going to need Property Liability & Property Damage Coverage. You wouldn't need to carry comprehensive or collision coverage. I'm from Michigan and we are a NO Fault Insurance state. So in my state most people call it PLPD. In Michigan, this is going to give you liability damage and property damage but no coverage for your vehicle itself. Usually states have minimum coverage that is mandatory. In Michigan, the state minimum is is 20,000 Bodily Injury per Person / 40,000 Bodily Injury Per Occurrence and 10,000 Property Damage. The Bodily Injury covers injuries to the other party and the Property Damage covers the damage to the other person's vehicle. You also are required to have PIP coverage in Michigan, which is Personal Injury Protection which is unlimited. This coverage is your "Medical" coverage. Hope that helps...
Does one need to carry liability car insurance in Ohio?
Yes in the state of Ohio you need to have insurance on your auto the min you may have is $12,500 per person on bodily injury coverage. Ohio law you must on any auto have insurance and there is a min coverage law set by the state of Ohio.
Should you bond or insure your ranch?
Absolutely, you need to cover your liability in the event of loss or injury.
Is workman's comp necessary on top of professional liability insurance to teach exercise classes at a community center?
Your Professional Liability insurance covers you for claims of loss made by your students in relation to the quality and competency of your teaching services. It does not provide coverage for bodily injury to a student, yourself nor an employee. Workman's comp covers you and your employees for bodily injury you may incur in the course of your work. However, the law of States differ on the number of employees that a business must have in order for worker's compensation to be required. They are two different kinds of coverage, if you have employees you need the workman's comp.
