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You have to carry SR22 insurance anywhere from 3 - 5 years after your license is reinstated. It really depends on how serious your offense is. If you are still on probation, then you MUST keep your SR22 insurance current.
Anyone who has been in an accident or had a traffic violation and was unable to show financial responsibility are required to carry a SR22. It is basically showing that you have specific liability insurance.
You have to carry it as long as the state requires it. It just depends on the severity of the offense and the amount of time the court decides to impose.
Sr22 is accually not an insurance. It is a form that some states require certain people to carry. To prove they are carrying auto liability insurance. Usually the Motor vehicle department will let you know if you are in need of this form.
If the state has required you to file an SR22, then you do still need it. You should contact your State of licensure to determine if an SR22 filing is still required. Just because the state did not revoke your license does not mean that you do not need one. Generally if you filed your SR22 within 30 days of the state ordering you to do so, then your license will not be suspended because you filed your SR22 timely, this does not mean that they will not suspend your license later if you have failed to maintain a required SR22 filing. The required filing period is for 2 to 3 years depending on your state law and what a court may have ordered.
Your sr22 filing term will vary by state and and what the judge orders. Generally your state licensing authority will send you a notification of requirement by mail to the address listed on your drivers license. If you have not received the notice you can call them and they will tell you over the phone. .
2 to 3 years is the customary filing period
Only your Auto Insurer can produce an SR22 certificate for you. Many companies will file it for you or you can file it yourself after the insurer produces the policy and the SR22 endorsement.
2 to 3 years is the customary filing period. But a court can order however long it wants even indefinitely depending on the seriousness of your offense that led to your sr22 requirement.
If you need an SR22 and do not own a vehicle, You can purchase a Non-Owners Insurance Policy with an SR22 filing and still be in compliance with your state ordered SR22 filing.
SR22 InsuranceYou can get Sr22 Filings from Your Auto Insurer. "SR22 Insurance" as is commonly referred to, Is actually only Auto Insurance where the insured has requested and the Insurer has agreed and filed a form SR22 with the state on the insured's behalf. An SR22 filing requirement is generally required after a traffic violation (ticket) has been issued to the driver for not having the appropriate auto insurance. The SR22 Form is needed to prevent suspension of the drivers license. The law requires that Should the policy Expire, Cancel or Non-Renew for any reason, The insurer must file a cancellation of the SR22 with the State. Should your filing period not yet be expired, Then the state will suspend your license for failure to comply with the SR22 requirement. Non Owners SR22 InsuranceAny Insurer licensed to do business in your state has the authority to Issue an SR22 Form endorsement to your auto insurance policy. Many Insurers simply choose not to provide SR22's as they may consider the driver high risk. You just have to ask the insurer of your choice if they provide the service. You can also do online searches at Google and other search engines, you will find many insurers offering SR22 Filing services. Ways to Obtain an SR-22The quickest way to obtain an SR-22 is to call your current insurance agent (if you have one) and if this is a service that they provide. Any Insurer has the authority to File an SR22 for you. Some Insurers may decline to insure drivers that need an SR22 as they may consider them high risk.
An SR22 form is only proof that you have Auto Insurance. So, NO if you have an SR22 then that means you already have insurance.