If the coverage is for a refinance, typically the search is only on the current owner from the time they purchased the property through current date. For a purchase, it varies from state to state. Some states search 20 years prior owner, in other states I have seen it searched as far back as 60 years. Other states go by the transfer of deeds (prior owners). Check with your local title agency to see what is typical for your area.
Title insurance is regulated in NY by their Department of Banking and Insurance. Check out their website at: ins.state.ny.us Go on the website of any of the larger title companies or their local agents. They usually have an FAQ section explaining title insurance and what it covers.
The following insurance companies are known to insure vehicles with a salvage title: Nationwide Esurance Progressive Allstate State Farm The General GeicoHowever you should always double-check with your insurance provider that they are willing to insure a vehicle with a salvage title before making a purchase.
You should check the real property records of the county where your house is located. These records can be examined for free at the county courthouse. Title companies also have land archives and may be able to sell you a title report: check with title companies in your county for details.
Generally, the owner of the car must be the one to insure it. If there is a loss, the check for the insurance company payoff will go to the owner of the property. However, some companies offer family discounts.Generally, the owner of the car must be the one to insure it. If there is a loss, the check for the insurance company payoff will go to the owner of the property. However, some companies offer family discounts.Generally, the owner of the car must be the one to insure it. If there is a loss, the check for the insurance company payoff will go to the owner of the property. However, some companies offer family discounts.Generally, the owner of the car must be the one to insure it. If there is a loss, the check for the insurance company payoff will go to the owner of the property. However, some companies offer family discounts.
After putting care into maintaining your rental property one will want to make sure that they have residential landlord insurance. Two insurance companies to check out landlord insurance would be Safeco and Allstate.
Property-A title co. can do a title search. It's fairly routine.
There are several different companies that provide check auto insurance. Some of these include: B&W Auto Insurance, Canadian Direct Auto Insurance, and Progressive.
In the state of California for example, the title company runs a check on the seller/sellers of a property in the county in which the property is and also on the property itself. This is done to find out who is on title to the property, any judgements, or liens that may be recorded against the property or the seller/sellers of the property, any and all open deeds of trusts, status of property taxes. The title company also reports any easements that effect the property, copies of the C.C.R's are also included as part of their reporting. This report is called a Preliminary Title Report.
Most insurance companies will not insure a vacant home. There are provisions depending on how ling you have been out of the home. Check your policy.
Yes, most insurance companies offer RV insurance. Check with your current auto insurance company to see if you can get it added to your insurance package. Check around with other insurance companies to get the best rates and coverage.
You would need to have a title insurance company issue a title report on the property. That would tell you of any liens or other issues with the property's title. You can check yourself (by using the records at your county courthouse) but you might want the security of knowing that a title report issued by a bona fide title company is guaranteed to be accurate.
Yes, Your insurance will still pay. However any payment for property losses will be made out to both owners requiring that both sign the check before cashing.