How many days do you have before you have to file an accident report involving pproperty damage?

Answer 1

There is often not a fixed number of days, unless the policy so specifies. If no fixed period is stated, the policy will probably use terms such as "as soon as practicable"--meaning ASAP.

Also, it is very important to obtain a police repor tor complete a "driver's report of accident" to document the occurrence. In either event, the document should be submitted to your insurer with the claim. This is because, if your insurer pays for the repair of your car, it inherits your right to pursue the adverse party to collect that which it pays--that process is called "subrogation".