If you provided the insurance company with details of the person who hit you and they were able to recover from them then you should not be penalized at all for the accident.
Auto insurance claims are those matters for which you ask your insurance company to pay for something, because you were in an accident or your car was damaged. If two cars are involved, one company may file a claim against another.
If you have filed a home insurance claim through your existing home insurance company, you do have the right to change insurance companies if you were unhappy with the service you were provided, or for any other reason. As long as you have coverage in place at the time of the claim, you can cancel your policy and bind coverage with another company. It is important to receive quotes and bind your coverage before cancelling your policy because some companies will not accept homeowners with claims on their claims history report.
Yes, home insurance claims can follow you because they are recorded in a database that insurance companies can access when you apply for new coverage. This can impact your ability to get affordable coverage in the future.
Generally you will be required to waive all future claims against them for that incident. Sometimes they want to do that because they think there will be future claims and sometimes it is simple economics. Trials are expensive and juries are not the friends of insurance companies.
an insurance claims register facilitates
Claims Portal sells insurance claims software for a claims adjuster. You can get Property and casualty insurance claim adjuster resources at www.claims-portal.com/
Insurance claims are not public record.
Yes, you can still find insurance but you will likely now have to pay a lot higher premium than before due to your claims history.
Theoretically, a person should be able to make as many claims as they need to against their insurance without being dropped. However, making false claims is a great way to get arrested and dropped from one's insurance.
You should look at the terms and coverage in detail before signing up for the insurance.
Homeowners insurance claims typically require documentation such as repair receipts, invoices, photos of the damage before and after repairs, and any relevant permits or licenses.
If your health insurance is thru your employer, have them contact their account rep. These issuse can be magicaly resolved when it is time to renew the company policy, if the rep is informed thast the company will seek another provider should it not be taken care of.