How long does underwriting take?

Answer 1

Underwriting begins when you first speak with an insurance agent. An experienced agent will ask you questions to help you decide what insurance coverage you need and can afford. I remember when underwriting would take 3-4 weeks to complete but now with new technology, I as the agent am able to access your driving record, claims report, CLUE Report (Shows possible other drivers that may be driving your vehicles and/or living in your home), and credit reports immediately or in a matter of seconds. If you are truthful with the agent up front they can help determine which insurance company will give you the best pricing and coverage with your situation.