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This will depend on what type of insurance and what the reason was for the premium being raised. If your auto insurance was raised because of an accident, ticket etc then the rules of the company and/or the state will drive the answer. In CA an accident is generally not counted against you after three years, a ticket after five. A DUI would be longer. Homeowners

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Q: How long does it take to lower the premium once it has been raised?
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