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All insurance policies for automobiles are either six months or a one year period. Even though you have a policy with a one year period most companies offer many different payment plans and options. One factor that is important is that if the company has a rate increase during that time or if you get a ticket it will not affect your rates until the policy renews. If you make changes during the period they could change the premium like adding a car or such but you will still be one the old rate plan until renewal.

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Q: How long does auto insurance takes before renewal?
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