What would you file a claim for? The vehicle is not yours and it's a minor accident with no injuries, so you have no loss.
Once you properly file your claim it only take a few short weeks to get your settlement. Contact the agent that sold the policy and enlist his help. If not available just call the claims department at the life company and file the claim.
It is not worth it. Once you file a claim, your insurance premiums will increase for a couple of years. You should talk to your agent to see how long premiums will increase for and how much your increase will be. I would not file an insurance claim to get back $300. If it was over $1000, it might be worth it.
Only on Wednesdays
It will be on file with the Ins Co as a cancelled claim. If the adjuster did not put the claim in the PILR database only the Ins Co will know about it. If they did it will pop up as a reported claim for all to see. PILR = Property Insurance Loss Register
Only if you intend to file a claim.
You should only itemize if you have some deductions you can claim-are a homeowner for example.
You can file an unemployment claim if you only worked part-time only if you meet the job-searching requirements of your area.
You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.
only if you play black ops :)
All policy's have wording such as, ''you must promptly report any and all claims'' file it asap. Waiting only increases your chances of being denied due to the above mentioned condition in your insuring contract.
One would think that they would get this done within a couple days at the most, if only to make certain that the claim would be processed. Call the insured's company and ask them about this. Certainly, if one has waited past 30 days, the claim may not be honored.