How long do you have to carry a Florida SR-22?

Answer 1

The time you have to carry the SR-22 will be determined by the Department of Motor Vehicles in Florida. The insurance company does not decide how long this is. You need to know your requirements before you purchase the SR-22. An SR-22 is not really an insurance policy but is a state filing with the state where you are licensed. It requires the insurance company to make certain guarantees to the state as far as notifications of coverage and cancellation. It is difficult to change to policy quickly so you need to know exactly what you need before you purchase it. You may have to cancel a policy and write a new one to make significant changes which will make you pay a new deposit and wait for any refund due you on the old policy. Get it right the first time and it's much easier. As a matter of full disclosure, I own and operate a small Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for 3 years.