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It is extremely important to purchase general liabilty insurance because if not, your business will have to pay to defend itself from lawsuits out of pocket. Unfortunately even unmerited or frivilous lawsuits can be costly to defend against.

Liability insurance is priced based on risk so if you dont have a lot of risk of the policy being used, you wont pay much either.

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Q: How important is general liability insurance?
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General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.


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What is the best company to go with when looking for general liability insurance?

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Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.