Usually 30 days, but read your contract, cause it could be as soon 7 days past due. most contracts give you a grace period of 30 days past due.
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Your car can be repossessed if you miss one payment. Not likely they would do that but it is possible.
Nope.
The lender who holds the note on your car, is the one that repossessed your car.
No, it cant.
In Virginia, the law states a lender must submit notice in writing at least 10 days before a car is to be repossessed. Therefore, car payments that are late can be subject to repossession at anytime, provided notice has been given.
Yes, a car can be repossessed even if another car is in front of it. The person in charge of repossession the vehicle can call the police to help them get the car.
If you have no lien on your vehicle then no one has a legal right to repossess it. If you're not behind on the payments there would be no reason for the lender to reprocess the car in the first place. It is hard to believe you have a loan on a car without a lien. The car stands behind the loan. If there's no lien on the vehicle then the car is not involved in the loan and cannot be repossessed.
Unfortunately, yes. You have to talk to the lender.
Yes. If you have not paid for it then it is not yours.
The car can be repossessed. The estate is responsible to return the vehicle and resolve the lease or loan.
If your name was on the note, yes.
Unless you contact the bank and work out a solution, they will sell the car. You will then be liable for the difference in what the car sells for and the balance on the note.