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Usually 30 days, but read your contract, cause it could be as soon 7 days past due. most contracts give you a grace period of 30 days past due.

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Q: How far behind can a car note be before repossessed?
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In Kentucky how many car payments behind do you have to be before your car is repossessed?

Your car can be repossessed if you miss one payment. Not likely they would do that but it is possible.


Before a car can be repossessed doesn't it have to be behind in payments by at least two months?

Nope.


How do you find out who repossed your car?

The lender who holds the note on your car, is the one that repossessed your car.


Can a car be repossessed if it is left behind a closed garage?

No, it cant.


How far behind do your car payments have to be before it can be repossessed in the state of Virginia?

In Virginia, the law states a lender must submit notice in writing at least 10 days before a car is to be repossessed. Therefore, car payments that are late can be subject to repossession at anytime, provided notice has been given.


Can a car be repossessed when another car is parked behind it?

Yes, a car can be repossessed even if another car is in front of it. The person in charge of repossession the vehicle can call the police to help them get the car.


Can your car be repossessed if there is not a lien on your car you were not behind on your payments?

If you have no lien on your vehicle then no one has a legal right to repossess it. If you're not behind on the payments there would be no reason for the lender to reprocess the car in the first place. It is hard to believe you have a loan on a car without a lien. The car stands behind the loan. If there's no lien on the vehicle then the car is not involved in the loan and cannot be repossessed.


Can a car be repossessed if the note is fifty dollars delinquent?

Unfortunately, yes. You have to talk to the lender.


Can a car still get repossessed after 6 mths of not paying the note?

Yes. If you have not paid for it then it is not yours.


Can a car be repossessed if the owner dies before the first payment is due?

The car can be repossessed. The estate is responsible to return the vehicle and resolve the lease or loan.


If a spouse's car gets repossessed after their death does it affect your credit rating?

If your name was on the note, yes.


What happens if a car is repossessed?

Unless you contact the bank and work out a solution, they will sell the car. You will then be liable for the difference in what the car sells for and the balance on the note.