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In most cases the cost of repair for a damaged car has to be greater than 25% of the value of the car.

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Q: How extensive does the damage have to be to determine a car totaled?
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What formula is used to determine if a vehicle is a total loss?

Insurance companies will determine that your car is totaled if the cost of the damage approaches or exceeds the car


What happens to a car that's declared totaled by the insurance company?

If you want to keep a totaled car, the insurance company will determine the salvage value and deduct that from your settlement check. You can still get liability insurance (if there are no safety issues related to the damage), but not collision or comprehensive unless you have the repairs made.


What makes a car totaled?

The cost of damage to the car is greater then the street value of the car.


Can a totaled car be fixed?

It depends on why it was totaled. If it's cosmetic damage that totaled the car (like a shallow sideswipe) of course. If it's structural, like frame damage, maybe. If it was in a flood, it's probably not a good idea to fix it since quirky electrical problems will haunt the car forever. If it is repaired it would still carry a totaled title but it can be qualified with the brand 'totaled/reconstructed' on the new title.


A sentence for the word extensive damage?

My car sustained extensive damage. Extensive damage can occur if the wrench is not removed before the machine is activated. How could such extensive damage happen so fast?


Will the lender repo a wrecked car?

Depending on the damage that the car has, it may happen if there is not much damage but if the damage out prices the worth of the car, probably not. But, you will still have to pay for the damaged car even if it is totaled.


Can auto body shops fix a totaled car?

The definition of a totaled car is when the repair cost of the vehicle exceeds the actual value of the vehicle. Hence, although it is unadvisable, it is possible for an auto body shop to fix a totaled car, depending on how severe the damage was.


How much damage does there have to be to classify a car as totaled?

Usually over half the price of what ever the car is in blue book.


Can you keep your hail damage car if the value of the car is less then the hail damage?

yes, but insurance normally will just say it is totaled and write you a check for the value of a car. its cheaper


What information is used to determine by the insurance companies whether or not a car should be junked or repaired after an accident?

Car insurance companies will first look to see what the NADA price for the vehicle is. Once an adjuster prices the physical damage to a car, if the damage is more expensive than the worth of the car, it's totaled and sold to a junk yard.


How much do repairs have to cost for the car to be considered totaled?

When the damage is more than the bluebook value.


What if your car is worth less than the damage?

That is the true definition of totaled ...when the repair cost is more than the car is worth