Of course you need to cooperate. Any time an Insurance co. has a claim, they have to investigate it and determine who's liable. Cooperating is in your best interest. Tha fact the you and the other driver are insured by the same company has nothing to do with the claim itself.
Sorry, the driver with no insurance can claim of your insurance. He/she has no legal right to lodge such unauthorised claim.
Atheists.
how are they refusing to cooperate? have you filed a claim with the company? NOT the agent? contact the company's main head quarters and file a claim.......just because you are uninsured doesn't mean that they cannot ''make you whole'' once an insured has caused a loss......
Yes.
You do have to cooperate in filing a claim by providing certain basic information.
If you are listed as a covered driver on the Insurance Policy then yes they will pay the claim whether you are licensed or not. Most Insurers will not offer you an auto insurance policy to begin with if you are not licensed but some will.
If a person is listed as a driver on someones insurance they can file a claim themselves. The person living abroad can also initiate a claim on behalf of the driver if they wish too.
You still could pursued the claim under the vehicle. If the vehicle that hit your is being insured by Allstate Insurance, you should be able to set up the claim under that vehicle. Allstate might try to denied your claim based on unscheduled driver but they might get your car fixed with no question ask if you have a police/accident report.
You can only claim against the rental company if the driver took out their insurance. If he has his own separate insurance, that is where you need to make the claim.
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
it holds a special record (thats a clue but it doesnt answer your question!)