Unless your Westie is one of the breadwinners of the house, I would not insure it at all.
You need to insure it at replacement cost not value or appraised value. Call your agent.
Probably about a couple million dollars. I know State Farm won't insure it.
Good question. Probably none that I know of.
Most places you are required to insure your car to protect anyone you may hit or injure. Most mortgages require you to insure your house. If you do not have a mortgage there is no requirement, other than stupidity.
Yes, but the premiums will be higher.
Yes, you can pretty much insure any car if you can afford it.
I will insure your car so repairs don't cost as much.
The bare minimum to insure a car is $500
If you know what is affordable, and the specified house is small, then that is how much it costs.
You already answered your own question. If the house is worth 300K, then you buy hazard insurance on the home for 300k. It would be unlawfull (insurance Fraud) to over-insure your property.
Yes, you should and it is a lot less than a real house.