No
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Most every Insurance policy in the United states now specifically exclude mold or damage resulting from mold. In order to get mold coverage you have to request that coverage be added to your policy if your Insurer offers it and pay the additional premium for it.
Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.
HIRE AN INDEPENDENT APPRAISER. FROM INS AGENT IN TX
Yes a furnace is covered property under a homeowners insurance policy. However, the key to whether the policy will pay for damage is the cause of the damage. This is always the key to coverage.
Most Homeowners Insurance Policies do pay roof repairs if damaged by a covered peril so long as its not a worn out roof or pre existing condition. Mold and Termite or other common household pests are not covered unless specified in the named perils or by endorsement. The best chance of getting Homeowners "All Risk" coverage is buy purchasing a Homeowners HOC or HO3 all risk policy.
Sure, as long as the damage was from a covered cause. The key to homeowners insurance is that the damage is due to a covered cause. If you a re searching to see if your insurance will pay for replacing the pipe because of lack of maintenance, no it will not. Maintenance is not covered on a homeowners policy.
Yes, but you would have to pay what your homeowners deductible.
Slashed tires coverageYou will need to file the claim under your Auto Insurance policy. Your homeowners insurance does not pay for car damage. That's what auto insurance is for.
Any damage to the association building can be collected through the tenants of the association. The tenants insurance will pay a limited amount for the repairs.
It won't. Homeowners insurance is protection from sudden accidental losses, it does cover association dues.