Probably. Contact your insurance. They may file against your neighbor's insurance.
It's illegal.
income taxes ? no insurance payments are exempt
If you owned it, you claim on your insurance.
I'm thinking yes...?
You will have to check your home owner's policy. It is a contract that you have with the insurance company and will specify how long you have to file a claim.
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
No, not unless you were somehow liable for what happened, They would need to utilize their medical insurance plan for health related issues.
If your name is on the deed, it is your house. A judge's decision should go in your favour if you have paid the insurance and taxes because she has no real claim to owning the property.
Only if the insured incident occured before the sale of the house (and the claim placed prior to sale). It is at the date of the claim not relevant to selling.
The time limit to file for an insurance claim in Illinois depends on the type of claim it is, such as house or car. Typically you have one year form the date of the incident to file. Your insurance company may set different limits.
By "only when you need it" do you mean only when you are aware of a claim or potential claim? If so, the answer is "NO". You cannot buy insurance on a burning house, so to speak.