Your insurance rate will increase.
You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.
If it was someone you lent your car to, then it should
Hope that you have lots of money.. Tell me your not stupid enough to drive a car with out insurance....
yes
If you want him to have insurance cover in the event of an accident you should add him to your policy. Any body that is not on your insurance policy should NOT drive your car, if they have an accident you'll have big problems.
you ni^^a
Yes
If someone without a valid drivers license and without car insurance drives a car that is covered by car insurance, does that insurance pay for that uninsured driver if they have a accident?
In my experience, if someone drives my car and get in an accident, I think he or her insurance has to pay for the damage of the other party and mine pays for the damage of my car. However, her insurance should go up, but not mine because I am not the one who drive at the time the accident occurs.
In most states, anyone who drives a car needs to be listed on the insurance. If an accident were to occur then the husband could be liable for allowing the car to be driven without insurance.
The short answer is... yes. Insurance companies consider that situation to still be your responsibility, especially since insurance coverage follows the car first, driver second.