Insurance companies determine fault by looking at police reports, taking statements from the parties involved and witnesses, and looking at the vehicles.
It is hard to say without all the details from the accident, but usually it is pretty clear who was at fault in the accident based on the facts and details. These can most easily be obtained from a police report, if there was an officer at the scene of the wreck. If the other driver is not primarily at fault, it will be difficult to file a claim.
Ask a lawyer about it.
a judge in an American court makes the decision as to who is at fault for an auto accident. some states have "no fault" meaning in an accident all parties involved are given a percentage of the accident's fault
each contributes 50% to liability or fault.
The insurance company is the one that determines fault so if you deny it, they can still rule against you.
No, you have to pay your deductible.
That depends on the nature of the accident, types of insurance coverage you possess, and whether or not you are at fault.
If there is no fault, then by definition there is no negligent party - negligence implies fault.
Yes, The at fault party is responsible.
You should file an Auto Accident report with your local authorities, this is a standard procedure for any accident whether you are at fault or not. If you have sustained damages or injuries you should also file a loss notice or a claim with the other party's insurer to receive compensation for your loss.
At fault driver