In short, if the pedestrian (claimant) is not covered by Geico and trying to file a claim with the driver who injured you (and they have Geico), you will need an attorney to retrieve 100% reimbursement for pain and suffering. It's quite appalling how unethical large insurance companies are when there is evidence stacked against their customer.
Here's a great, recent example of Geico partially blaming a cyclist for getting doored:
http://sf.streetsblog.org/2013/03/11/video-geico-partially-blames-this-cyclist-for-getting-doored/
"Homeowners' insurance often covers personal injury settlements if someone trips on your stairs. Because the amount vary, you should check your policy to see how much coverage you have."
Then the driver would assume all liability for the accident - including monetary damages.
A structured insurance settlement is when one receives money from an insurance arrangements in payments instead of a lump sum. Structured settlements are used often in personal injury cases, and help reduce the total interest rates that need to be paid.
Personal injury settlements are used for lawsuits alleging that the injury of the victim has been caused by another person. These settlements can be calculated in several steps.
If you did not have an active policy when you hit the person then you are not covered. The pedestrian can sue you for personal injury and it will come out of your pocket.
Yes even if the company does not exist any more you will be covered by the companys insurance company. In NSW Australia this is basicaly a racket run between a few insurance companys and the government and should be easily tracked down.
Many law first specialize in insurance settlements. If you are looking for a personal injury attorney, try Bradley Johnson at 206-223-1601.
Allstate does not use racial profiling in offering settlements for injuries. Insurance settlements are typically based on factors such as the extent of the injury, medical expenses, and loss of income, rather than race. Any discrimination in offering settlements would be illegal and unethical.
There are a few general liabilities covered under Nationwide Insurance's general liability plan for businesses. This insurance will cover injury damages, lawsuits and settlements, and violation of copyright.
A structured settlement is a financial or insurance arrangement whereby payment is made by a series of periodic payments. Structured settlements are now commonplace in product liability or injury insurance claims.
Definitely yes!
When a pedestrian is knocked while on a footpath, he can sue the car owner for the damages incurred in treating the injury. In most cases, a certain upkeep has to be paid for the days a person missed work just because he was in hospital. The driver's insurance (if valid) can cater for the person's injury treatment.