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In most states, a spouse is automatically considered a 'second named insured' whether their name is on the policy or not.

But you are likely paying more for auto insurance if you each maintain a separate policy in your own name. Some insurers won't rate you as being married unless you list your spouse, which saves up to 30% over a single driver. Also, the multi-car discount for having both cars insured together is worth up to 25% in savings.

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Q: Does your name have to appear on your husbands car insurance policy I have my own car insurance for my car?
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Is it fraud if your husbands father took out a life insurance policy in his name and paid his nephew to sign as your husband?

It is insurance fraud if anyone but your husband signed the application.


Does the insurance need to be in owners name in Michigan?

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