0
It depends on what level of insurance you purchased.
Some policies are based on Replacement Valuation and will pay to completely rebuild the home in the event of a covered loss. Other policies are based on ACV or Depreciated value and may not provide enough coverage for reconstruction.
It just depends on how much coverage you bought when you shopped your policy.
Still curious? Ask our experts.
Chat with our AI personalities
SteveKnowledge is a journey, you know? We'll get there.
Chat with Steve
LaoThe path is yours to walk; I am only here to hold up a mirror.
Chat with Lao
BlakeAs your older brother, I've been where you are—maybe not exactly, but close enough.
Chat with BlakeAdd your answer:
Earn +20 ptsQ: Does your homeowners insurance cover reconstruction?
Write your answer...
Submit
Still have questions?
Trending Questions
Will the other persons insurance pay if i got into an accident driving with a suspended license?
What causes backfire through exhaust on 1986 GMC only on passenger side with dual exhaust?
Where is the VIN located on 1988 Ford L8000?
What is the average settlement for shoulder injury This was caused in auto accident in which the other driver was at fault?
How many hours ahead is California from New York?
How much did a new 1947 car cost?
What if a car cuts you off and you hit another car?
How much does it cost to take a converter off a car?
What are the names of some companies that supply cash loans for car titles online?
Is it illegal to sleep in your car in Illinois?
Where is the fuel pump located on a 1992 GMC half ton pickup?
How long does a surety bond last?
Imperial gallon to us gallon?
If you are involved in a minor crash and your vehicle is blocking the flow of traffic you should?
Are there different types of gutter leaf guards?
What is the tire specifications for a 165r15?
What legal rights do you have when you are involved in an auto accident with a young uninsured unlicensed person?
Where could one get a Homeowners insurance quote online?
What is the BTDC on a 1981 Chevy 454?
Can the insurance company charge you to cancel your insurance?
Copyright ©2025 Infospace Holdings LLC, A System1 Company. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Answers.