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Most insurance companies pay a claim based on your coverages, not on whether or not you got a DWI charge. I have only seen one company that was for religious clients and non-drinkers that had their clients sign a pledge not to drink and had penalties if you were charged for DUI or DWI.
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What is the purpose of a DWI car insurance?
DWI or DUI car insurance is simply car insurance for those who have a DWI or DUI offense on their driving records. These people are perceived as a higher risk by the insurance industry, so these policies are more expensive and offer less coverage.
What is best Car insurance for spouse of someone with a DWI?
progressive
What are the legal consequences if one has a DWI car accident?
If a person is convicted of driving while intoxicated, they will face a fine, community service or possibly jail time. If another person is killed during a DWI accident, the intoxicated driver may face a manslaughter charge.
What happens if the driver of a vehicle gets a dwi on your insurance?
Your rates shouldn't be affected, as long as he wasn't in an accident in your car.
Does insurance cover a car totaled in a wreck involving a DWI?
If you had collision insurance on the car at the time of the accident that should cover the value of the vehicle. Even if you were drunk you were still at fault and probably didn't crash your car on purpose.
If you get a DWI and are dropped by your insurance company do you need insurance on the car?
In order to drive your vehicle, it must have valid insurance. Otherwise, you're in violation of the law.
My friend was driving my car and got a DWI when she asked what insurance it would affect the officer said it would affect the car owner's insurance and not hers' the driver's Is this true?
No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.
If your friend received a DWI in your vehicle will that affect the rates on your insurance?
I work at an Insurance Agency in Michigan, and I know in this state you're insurance would NOT go up. Insurance goes by a person's own record to determine their insurance premium on their own vehicle. If the person with DWI gets insurance, it will show on their record, which would make their insurance higher. It may not show up on your record but it sure speaks volumes about your level of stupidity, to allow a person to drive YOUR car while drunk. What if that person had KILLED somebody, with YOUR CAR? In that case, your insurance company would drop you like a slimy dead fish, and you would be ON YOUR OWN. No insurance coverage, and if you were to be convicted in a civil trial, you could be working for the REST OF YOUR LIFE to pay off the trial jury's award to the dead person's kin. MILLIONS of dollars, and you would own all of the debt. You would never be able to own a house, and your kids would own the debts after you die.
Why does women's car insurance cost less than men's insurance?
Women usually pay less for car insurance because of the higher DUI or DWI rates men have over women. Another reason is that women are less likely to pay a moving violation fee.
Can a passenger in a car get a DWI if the driver does?
No.
Should insurance companies cover car accidents in the case of DWIs?
That's a personal opinion but the person who is driving under the influence, not not at all that person's insurance shouldn't have to pay for it. If there was a victim involved, that other person's insurance company should pay the victim and maybe arrange for the person with the DWI to pay them back, or if so the person who did the DWI pays the victim.
Is DWI a felony in Texas?
Any second DWI conviction is a felony in Texas. A first DWI is a felony if there is a person 15 years or younger in the car, otherwise the first DWI is a misdemeanor.
