Auto insurance is basically not a medical insurance. However, if you are involved in an accident and need medical attention or treatment from phisotheraphy or massage can be approved and paid by the insurance company based upon the medical reports and the need for the same. Massage treatment would fall under no fault coverage of the auto policy for eg in Ontario where this coverage is compulsory. In some parts of state this coverage is covered.
Usually whom ever is at fault for the accident their insurance has to pay. If you are at fault your insurance has to pay and the pizza business would pick up the rest.
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
No The person who is at-fault is responsible for your damages. His insurance will pay for everything. Tow, rental, damages.
The at-fault party's insurance should cover your vehicle. EVEN THOUGH OUR INSURANCE HAD RUN OUT BY AMONTH?
Yep, if you’re the one backing out and you hit a parked car, it’s generally your fault — your insurance is supposed to cover it. Doesn’t matter if the other car was badly parked, unless it was illegally positioned (like blocking an exit or in a fire lane). Also pro tip: if you're ever in a situation like this, document everything and call your insurer ASAP. I used to work in client communications for a company called Phonexa (different industry — lead tracking/automation), and fast, organized responses always helped minimize delays and confusion. Insurance’s no different. Bottom line: honesty + good documentation = fewer headaches.
no
Typically the person who hit you pays. If they don't have insurance, your no fault insurance will pay for it.
sometimes they will pay and then they will turn around and sue YOU.
They generally will pay by check.
Depends on what state you are in and what your state's laws are. If you're in a no fault state, your insurance will pay for all of your medical bills no matter who is at fault.
Not in most states. The other person who was at fault's insurance will pay for your injuries as well as damage to your vehicle and property.