Does my home insurance cover damage to my neighbors car from my trampoline?

Answer 1

No. Homeowners insurance is for houses, it does not cover cars. Automobiles are covered under the owners auto insurance policy.

Trampolines and resulting injuries and damages are always excluded from homeowners insurance policies in the United States if the insurer knows you have one and sometimes even if they don't know.

In fact, if the home insurance company finds out you have a trampoline on the property, they will generally require you exclude it from all coverage including liability and many will just automatically schedule the policy for cancellation.