Comprehensive pays for loss or damage to your own vehicle due to theft, fire, and hail.
collision coverage
It all depends on whether the renter signed up for the car rental company's extra insurance coverage at the beginning of the rental. If LDW (Loss Damage Waiver) or CDW (Collision Damage Waiver) insurance coverage was accepted by the renter, you will likely be dealing with the car rental company's insurance. If the renter declined the extra coverage, then you will deal directly with the renter's personal insurance provider.
Damage to or loss to household contents and other personal belongings owned the insured
Non collision related damage or loss like theft and vandalism.
Dubai Islamic insurance through Emirates Islamic will offer coverage against loss, damage & third party liability, for loss of personal effects, emergency accidental medical expenses, natural calamity damage and also third party property damage cover up to AED 1,000,000/.
Property damage liability coverage provides proection for the damage doen to the proerty of others by your automobile. Collision coverage covers repairs to your vehicle if it sustains damge while being operated. Comprehensive coverage provide for losses other than collision (e.g., theft and hail damage).
No. Quietus Spike does not deal damage, and so Overblaze does not affect it. (Quietus Spike causes loss of life, not damage)
Lightning is covered under Comprehensive coverage, if the vehicle has that particular coverage on it at the time of the incident. If you have that coverage is place, file a claim with your insurance company, and you should be compensated for your loss, minus the deductible.
It depends on your coverage. Usually it's the amount of damage/loss minus your deductible. Some types of damage may not be covered; for example, it's fairly common for flood or earthquake damage not to be covered unless you buy additional coverage specifically for those hazards.
The car must have its own comprehensive insurance coverage for this type of a loss. The only exception is for car parts that are not attached to the vehicle at the time of the loss - such as stored tires and wheels.
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.