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Only if it was damaged by a covered peril such as fire, vandalism, falling object, lightning strike, etc.
If your Ac is just broken down then it will not be covered under your home insurance policy. That would be a normal and expected maintenance issue.
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Will homeowners insurance pay for central heating and air condition unit if it goes out?
It depends on why it went out. Your Homeowners policy covers damage resulting from certain perils such as fire wind hail, lightning etc If it's just old ac unit and in need of replacement or repair then NO. Your homeowners insurance does not provide coverage for homeowners normal maintenance and updates.
What is boiler insurance and what exactly does it cover?
Boiler insurance isn't usually covered on standard home insurance. Boiler insurance covers repairs, parts, and possible replacement of your home boiler. Boilers can be costly to repair that is why the insurance is necessary.
Can homeowners insurance pay for complete a A C systems for neighbors then only agree to fix mine?
Yes, If the system was damaged by a covered peril and can be repaired then thats what the company will do. If it can not be repaired or of the cost of repair exceeds the cost of replacement then they will pay for replacement.
Does homeowners insurance cover damage caused by a repair man?
Not generally. If the repair man is responsible for damage, he is also responsible to repair it.
Will homeowners insurance pay for your roof replacement?
It really depends on several factors such as the language of your Homeowners Insurance Policy, The condition of your roof but primarily, whether you have replacement valuation on your homeowners insurance policy. If your wanting your roof replaced simply because it is worn out then there is no policy that will cover it as that is just a normal and expected part of home ownership. Composition (Shingle) roofs need to be replaced about every 20 years or so. If your roof is severely damaged and a total loss due to a covered peril such as wind or hail damage, with replacement valuation coverage on your policy and the roof is beyond repair, then you should have no problem getting it covered for replacement by your insurer.
What are the benefits of having holiday car insurance?
The benefits of having holiday car insurance are great. It covers the travelers driving from one destination to another. They have car replacement & repair, medical expenses, and accidental death.
Does homeowners insurance cover auto damage caused by wind?
No. that's what Auto Insurance is for. Home insurance covers damage to your home from wind, hail, fire, lightning etc. Likewise, your auto insurance, comprehensive coverage would repair wind, fire, hail and lightning related damage to your vehicle.
Does homeowners insurance cover plumbing repair to a sewer?
Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.
If a window seal is not good - does homeowners insurance cover that?
It's likely that such a minor repair would be below your policy deductible. A handy man usually covers loose window seals. It's part of normal home maintenance.
Will homeowners insurance cover roof replacement?
It depends on why your roof needs replacement. Bear in mind that your property insurance policy is "Hazard and Accident Insurance", and not a home warranty or home maintenance policy.If your roof was damaged by a covered peril such as wind, hail, lightning, etc, Then your homeowners insurance would cover the cost of repair subject to your deductible of the damaged portion. It would only replace the entire roof if your policy has replacement valuation and the roof was damaged beyond the ability to repair it.If your roof is just old and has reached it's life expectancy then it is not covered under your homeowners insurance policy. That would be a normal expected maintenance expense incidental to home ownership. Composition shingle roofs for example have a rated life expectancy of about 20 to 25 years. After the roof has reached it's life expectancy it is considered to have depreciated to zero value and therefore non-insurable.
Does homeowners insurance cover repair for a leaky sewer line?
Inside your home or outside and did you bother to READ your policy?
Will homeowners insurance cover the cost to repair home due to poor construction remodel?
most of the time they will only damages caused by the bad repair not the repair itself 1. Read your policy 2. Call your insurance agent and ask THEM.
