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No, your homeowners insurance does not cover tenants nor any of their property or liabilities. actually, the presence of tenants without the presence of an owner can void all coverage and nullify the homeowners insurance policy.
If the occupancy status of your home changes, contact your agent.
Leased homes require landlords insurance.
Vacant homes require a vacant property policy.
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Does homeowners insurance vandalism from tenants?
No.
Do renters need homeowners insurance?
NO, But they can get Renters or Tenants insurance
Does homeowner insurance cover tenants who live in a duplex if they fall and break ankle?
No. Homeowners insruance excluded residents of the property. Their medical insurance is responsible for this only.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Can your son buy your homeowners insurance?
No, but if he owns a home he can buy his own insurance, or he can buy tenants insurance if he does not.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Will homeowners cover tire theft?
Homeowners insurance does not cover automobile nor there parts.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Will homeowners insurance cover removal of healthy trees?
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
