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Generally speaking, a homeowner's policy covers personal property for loss by theft.

Tools used for business purposes may not be considered by personal property.

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Q: Does homeowners insurance cover stolen tools?
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Related questions

My home was broken into and my personal tools were stolen does my homeowners cover the loss of the tools stolen?

Many will cover theft and loss--it just depends on your company. Hopefully you have some receipts and proof of ownership...


Will home owners Insurance cover tools in a vehicle that was stolen?

Yes under personal property/contents


Does homeowners insurance cover damage to borrowed tools and yard equipment?

No, this would no be covered. The cause of the damage must be a covered cause such as fire, windstorm, theft, etc.


Will homeowners insurance pay for work tools?

yes but recovery is limited to a specific dollar amount depending on where they are stored at the time of loss.


Would you add 80k of snap on tools to a homeowners policy?

If you have this amount of tools you are most likely using them in a business and in this case you will need a commercial policy in order to cover the property.


Will auto shop liability insurance pay for tools if stolen?

A Garage policy can have many different kinds of coverage added to the policy. You can certainly add coverage for tools and equipment to be covered under the policy.


Can a mechanic get insurance on his tools?

Yes you can. Go to your preferred Insurance Co., and tell them you want to insure your mechanical tools. If you don't have your own business the Insurance Co., will usually put what's called a "floater" on your home insurance. If you are living in an apartment you should have insurance on contents ONLY, so the Insurance Co., can add a floater to your insurance policy as well, but it will cost you extra. NOTE: Please mark ALL TOOLS (expensive one) will "your mark" in an inconspicuous place. It makes it easier for the police to identify stolen goods.


Who is covered by Contents insurance for work tools?

If these are tools you use at work and not exclusively around the house then you will have no coverage for these items. If you are self employed, you should have a separate commercial policy that will cover these tools whether they are on the job or at your house.


Is a rental property owner liable if the home was vacant and being repaired by a contractor and all the workers tools were stolen?

The rental property owner is not typically liable for stolen tools belonging to a contractor. The contractor is responsible for securing their tools and may have insurance to cover such losses. However, it's important to review the terms of the contract between the property owner and the contractor to determine the specific responsibilities and liabilities in this situation.


Where can one find earthquake insurance quotes?

You can find earthquake insurance quotes by contacting your current homeowners insurance provider or by reaching out to other insurance companies that offer this coverage. You can also use online comparison tools to get quotes from multiple insurance companies at once.


Where do I put my insurance papers and tools in my 2004 Honda Shadow Aero VT750?

On the left there is a cover that you can pull off by hand. Under that cover is a small black box which has a turn lock that you can open with your key. In there is a tool pouch and a place to put your insurance papers.


Can a company write off tools and materials that are stolen as a loss?

Yes, a company can write of any tools or materials that have been stolen as a loss. This is done for tax purposes.