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What 3 types of risk does homeowners insurance cover?
Fire, wind, and theft are a few of what I believe is to be 26 of the named perils on a home insurance policy.
Does homeowners insurance cover vandalism to your car in the driveway?
No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.
Will homeowners insurance cover damage to the walkways damaged by trees?
Homeowners insurance is a "Hazard Insurance" It covers your property from unexpected "Sudden Losses" that result from covered perils such as, Fire, Wind, Hail, Falling objects, Theft etc.
Will homeowners insurance cover pet care after a fire?
No, your homeowners insurance would not provide coverage for your pet.
Does homeowners insurance cover fire?
Yes, as long as the fire was not intentional.
Will homeowners insurance cover car that caught on fire in driveway?
I think your car insurance will cover that.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover fire damage caused by a visitor?
Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.
Does homeowners insurance cover Clean up after furnace malfuntion?
I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement
Does homeowners insurance cover damage to borrowed tools and yard equipment?
No, this would no be covered. The cause of the damage must be a covered cause such as fire, windstorm, theft, etc.
Should homeowners insurance cover cars in garage fire?
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Will homeowners insurance cover a fire loss caused by the homeowner?
Accidental, Yes. Intentional, No
