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It depends on the purpose of the concrete wall and why it is failing.
Your homeowners policy provides coverage for damage for sudden losses resulting from the specified perils, usually such things as wind hail fire etc. If the concrete wall is one of the walls of your house and failed due to a covered peril then you can expect coverage.
Damage resulting from earth movement and settling is typically not covered under a homeowners policy because it is considered the result of normal expected wear and tear or natural movement.
Most concrete structures such as landscaping, sidewalks, driveways, patios and aesthetic walls on a property are not covered under your homeowners policy. Likewise retaining walls are part of the land scaping and are typically not covered without a specific endorsement and an additional premium prior to the loss.
What else can I help you with?
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Will homeowners insurance cover for broken pipe in concrete slab?
Most will if it is in the slab. Where it can get tricky is when the pipe in in the yard.
Does homeowners insurance cover damage done by foundation failure?
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
Does homeowners insurance cover foreclosure?
No. Homeowners Insurance does not cover the owners default on a mortgage note.
Will homeowners insurance cover Main water line failure?
Probably not. If the failure was caused by an insured peril, probably. If failure was due to simple age, corrosion, etc, no.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners insurance cover hospital from a car accident?
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Will homeowners cover tire theft?
Homeowners insurance does not cover automobile nor there parts.
Does my homeowners insurance cover a neighbors dog attacking my dog?
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
Will homeowners insurance cover removal of healthy trees?
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
