Not unless you are somehow liable for your mothers injuries. Accidents happen everywhere, in the home, in the park, at church and on the sidewalks. Your moms existing medical insurance will see to her health needs.
Yes, homeowners insurance typically covers bodily injury to the remaining owner from a homicide committed within the residence. This coverage would fall under the personal liability portion of the policy. It's important to review your specific policy to understand the terms and limits of coverage.
No
No, That's what your boyfriends major medical insurance policy is for. Your homeowners insurance nor you are liable for injury due to criminal acts.
There are no limits to insurance but there are MINIMUMS you must carry and they are: $15,000 for Bodily Injury Per Person $30,000 Maximum Total For Bodily Injury Accident Per Accident $5,000 Property Damage
NC requires 30,000 bodily injury per person/60,000 bodily injury each accident/25,000 property damage per accident.
$25,000 per person for bodily injury, $50,000 per accident for bodily injury are required in Utah
In order for one to have insurance cover bodily injury one would have to have bodily injury insurance. This is good insurance to have as it would cover injuries to any persons that one injures in an accident. This liability insurance would cover any amount one is obligated to pay for injuries sustained and related costs.
A homeowners policy does not cover and specifically excludes self-motorized vehicles except for lawn mowers used exclusively for maintenance of the property insured. Even in this case the mower is covers if damaged in a covered cause but bodily injury is not a coverage included on a homeowners policy.
Georgia does not. Instead, you must have $25,000 per person bodily injury. $50,000 per accident for bodily injury on two or more people. $25,000 per accident for property damage. It doesn't say anything about PIP insurance.
Bodily injury liability insurance pays the cost of the medical bills if you cause an accident that leaves someone injured. This insurance can be cheaper but you want to buy the best policy you can afford.
Homeowners Insurance is specific to the named insured(s). It would only cover liability to the extent the named insured is somehow liable for the injury or bodily harm. Most accidental injuries are best addressed with the injured persons own medical insurance coverage.AnswerThey usually do not but every agreement is a unique one you have to go through yours with the fine print also.