0
Not all homeowner policies cover against theft. The most basic homeowner policy will only cover against fire, wind and hail.
If your Home Insurance Policy includes burglary then you should have no problem with coverage up to the specified limits.
If the theft was by a household member then it is most likely not covered.
Add your answer:
Earn +20 pts
Is theft from auto in garage an auto or homeowners claim?
The theft of the auto itself would be covered by your auto policy. Damage to your structure caused by burglars would be covered by your homeowner's policy.
Insurance company says off-road motorcycles are not covered for theft under a homeowner's policy are they wrong?
No, homeowner's insurance does not cover vehicles of any type. Coverage for ATV's, motorcycles, minibikes, etc. has to be purchased on a separate policy.
Does homeowner insurance cover someone else property also from theft?
No. A homeowners insurance policy is specific to the property of the named insured.
What kind of coverage is usually included in homeowner insurance policies?
Homeowners insurance policies generally protect against most types of natural damage (e.g. lightning(, problems with the construction or plumbing, and criminal damage like theft of possessions and vandalism. It generally does NOT protect against flood damage, so be wary.
The Importance of Instrument Insurance for Musicians?
Many musicians believe their homeowner's insurance policy provides adequate coverage for their instruments but instrument insurance often has a lower deductible and covers greater risks to the instrument than a typical homeowner's policy. This specific type of insurance covers common accidents that result in direct loss or damage to the piece, such as dropping or sitting on the instrument, loss due to theft and damage resulting in normal usage. Your instrument can also be insured on overseas trips to protect against theft and damages incurred while traveling. For a musician, there is no piece of equipment more important than the instrument.
Will any homeowner Insurance policies cover a car that was stolen from the driveway?
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
How can banks protect against theft?
By throwing honey badgers at customers
Choosing a Homeowner Insurance Policy?
One of the most overlooked aspects of owning a home is getting a good homeowner insurance policy. A good policy is essential as it will protect you and your assets in the event that your home is damaged, vandalized, or robbed. In fact, it is so important, that most banks require their borrowers to have a good homeowner insurance policy. When putting your homeowner insurance policy together, there are several factors that you should consider. When you choose a new homeowner insurance policy, one factor that you must consider is the location of your home and the natural threats that come along with your location. Regardless of where your home is located, you are likely in an area that has at least some threat of natural disaster. Whether this threat is a tornado, hurricane, earthquake, or flood, you need to ensure that your homeowner insurance policy provides you protection against it. If your policy will not cover it, then you will need to take out a special policy to cover against the natural disaster. As you choose a homeowner insurance policy, you also need to consider your personal assets that the plan will need to cover in the event of casualty, theft, or damage. When you fill out an application, you will estimate how much your personal items are worth, and from there you will receive a certain level of coverage, which will be used to cover the replacement cost of your items. However, this may not cover certain expensive items. If you have valuable personal items, such as expensive jewelry or art, you may need to have a separate rider policy to cover those items. When choosing an insurance company for your new homeowner insurance coverage, you should consider using the same company that you use for another insurance service. Most insurance companies provide their customers with the chance to take advantage of multi-policy discounts. With a multi-policy discount, you can save a lot of money if combine your homeowner policy with another insurance policy, such as your auto insurance policy.
What can someone do against identity theft and fraud?
You can protect yourself against identity theft and fraud by using services such as Lifelock. You can learn more about this service at the official Lifelock website.
Why homeowner policy would cover vandalism and not theft?
Homeowner policies typically cover vandalism as it is considered a form of property damage. Theft is usually covered under a different section of the policy because it involves the unlawful taking of property without permission, which requires separate coverage.
How do you protect from theft?
To protect car from theft a GPS vehicle tracking device is required to be installed in car. Device must provide real time location of the car, give anti car theft call alert, anti tyre theft call alert etc. for complete security of car against theft.
Does homeowner insurance pay the claim on cars vandalized in their driveway?
No, An auto theft or vandalism would have to be covered by the vehicle owners comprehensive auto insurance policy. that's what Auto Insurance is for.
