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Auto>General Auto

Does homeowner insurance cover replacing subflooring?

Updated: 9/19/2023

Wiki User

∙ 10y ago

Best Answer

It depends on why it's being replaced.

Is it damaged from a covered peril such as fire, wind, hail etc? if yes it would be covered.

Are you updating your flooring due to wear or taste? maintenance and upgrade is not a covered loss.

Wiki User

∙ 10y ago

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