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It may cover some of the resulting damage but it ,ight not cover the cost of the tree and root removal. This is because landscaping is a maintenance issue and an expected part of home ownership.

Contact your insurance agent for coverage advice. If your policy does have coverage for resulting damage, the Insurance company will likely require that you have the trees removed before they pay for any resulting damage. Removal of the tress may even cure the problem entirely by allowing the home to return naturally to it's appropriate levels.

A good landscaper might advise on optimum placement of future trees and shrubs.

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βˆ™ 9y ago
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βˆ™ 14y ago

Not to your house, but if it was your tree and it damaged your neighbor's home and you did not properly maintain it. You insurance will likely cover the damage to the neighbor's home.

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Q: Does home owners insurance cover the cost for tree root damage to a house?
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