They would not cover the shower, but if the leak was sudden and accidental, they would cover the water damage only. This includes all Plumbing appliance.
Installing a steam shower in the basement is not a good idea. The steam shower should be installed in the nbathroom of your home.
Stoppage
Supply and installation about -600.
The sump should work as long as you have a strainer in the shower
This will vary depending on how your policy is written. Some policies will only cover pipes bursting, while others will only cover catastrophic water damage (flooding due to abnormal circumstances). You need to call your insurance agent to find out.
Probably best to restrict your water use until you have found out why it is flooded.
A common occurrence in bathrooms, shower mold is typically a difficult problem for home owners. This mold is usually caused by excess moisture in the bathtub or shower.
Check you vent stack connection inside the house. Gurgling may have been caused by a clogged vent stack not equalizing the pressure. Now that gurgling has stopped it is getting air. Start your checking there. ----HYPOTESIS The shower drain in a spare bath gurgled when the toliet flushed or the sink water drained When the shower was used it leaked to the ceiling below. Now it does not gurgle -How do we find the leak?
It could be water leaking down through a crack or badly caulked seam.
If the toilet and shower are in an upper floor then there is a PVC drain for both that will drain to either the sewer or septic. If there is a vertical piece to this, as there is in my basement, then you actually get some dribbling and running sounds from the water 'falling' down that vertical PVC. I get this same noise from the washing machine on the main floor draining down to the basement.
I would keep quiet about it. Depending upon your state or local laws, the insurance company may be required by law to report mold problems to the proper authorities for professional remediation. Assuming the mold is severe, rip everything out right down to the studs. Replace the really bad studs. Replace the floor and sub-floor if you must. Good luck. If you have homeowners insurance, I would call your insurance company and ask if it's covered under your policy. If not, then you will have to DIY.
i wanna know as well