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The question needs a bit more definition and is complex enough that it should be reviewed with a qualified insurance agent to discuss your specific circumstances and requirements.

If you are referring to coverage for damage during the renovation of a space to become a loft apartment then it would depend upon whether you currently occupy the space as a residence or not.

A Builder's Risk form is more appropriate for property in due course of construction and would better address a gut rehab. On the other hand a typical Tenant's form would cover some, but not all, of the potential exposures.

If you're using a contractor then the written agreement should define who is responsible for what and when as the responsibility could change based upon whether the raw materials have been installed or not.

Don't overlook the Liability exposure as well. The client should require that the contractor provides General Liability insurance protecting both the contractor and client.

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Q: Does home insurance cover your loft conversion?
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Related questions

Has anyone any idea that loft conversion London is same as home extension?

Technically it is not. Home extension is adding extra space whereas loft conversion is turning unused space into a livable room. Home-owners no longer need to ask permission for loft conversion after the 2008 law, but I'm not sure if that applies to other types of home extensions.


Does a cold water tank need to be removed when you do a loft conversion?

Depends on where exactly it is situated in your loft. What you must remember it will be taking up space in the loft which is why you are looking for a loft conversion in the first place. First thing is to call in a few loft conversion specialists to take a look and they can best advice you when on site.


How long does it take to have an average loft conversion?

It takes about 6 to 8 weeks on average to have a loft conversion. they have to put stairs there and cut a hole in roof.


Where to get info on affordable renters insurance?

Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, town home, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability.


How much is an average loft conversion?

All Loft Conversion prices vary according to what you would like done. Anywhere from £20.000 - £50.000 pounds. Best contact some specialist for a free quote.


Where can one go to find interesting ideas for a loft conversion?

Ideas for loft conversions can be found on home design sites such as the Channel 4 Homes section, Rightmove or Houzz. You can also seek inspiration from browsing a portfolio of loft conversions by companies who arrange or build loft conversions such as Apex, Brentwood Lofts or Albion Lofts, or by merely asking friends and families for ideas.


Where can one see pictures of loft furniture?

Images of loft furniture can be found at Loft Home, Smart Furniture, Amish Loft, Urban Loft and Loft Outfitters. Custom pieces of loft furniture can be found at Custom Made and Wood Loft Furniture.


What is the answer to take a break strike it lucky competition August 2009?

the prize answer is loft conversion.


What is the best loft conversion company?

Unfortunately there is no simple answer for this. You really need to shop around and get quotes from at least three companies. Get references from their previous customers and as to see their work - some companies will arrange for you to visit some of their previous work.When selecting a loft conversion company, try to follow these guidelines:The company should belong to a recognised trade association such as Federation of Master Builders;They have experience in converting lofts - preferably, it should be their speciality;They can provide references of previous work;They can provide at least 10 years guarantee for the structural work they have carried out;The have adequate insurance to cover any damage that may be caused by their actions, during the conversion process;Make sure you get a detailed written quote from each of the builders you contact. Opt for a fixed price basis rather than an estimate which can go up dramatically as work progresses.Don't be afraid to ask questions - a reputable builder won't mind all the questions and will be used to being asked questions.Don't just go for the cheapest - cheapest isn't always the best. A good builder may charge a bit more, but at the end of the day, you will have a loft conversion that is carried out professionally and, more importantly, will be stress-free.So if you are looking for a Loft Conversion and have no idea where to start, try the website below for options for finding yourself a suitable Loft Conversion Expert.


What does loft installation do?

Stops heat escaping from a home


Will your pigeon return home to you?

If it was born in your loft it will return.


Can raccoons enter a home?

yes they can usually from chimney or a space in your loft