It may do. You will need to read your certificate of insurance and your policy. The usual wording if it does is: The policyholder may also drive any car not owned by the policyholder and not hired by the policyholder under a hire purchase agreement. However such a clause could also appear on a TPFT or TPO certificate. The cover will almost certainly be restricted to TPO in any case- see your policy.
No. As per Motor Vehicles Act, 1988, your Comprehensive Car Insurance Policy is only valid in India. It does not cover your other car abroad.
Yes the named driver would have the same coverages. You can not split the coverage between drivers, the coverages are the same for each vehicle.
Yes as third party fire & theft.. and the other car has to be insured by some in its own right by someone else..
There are many different types of insurance offered by AA Auto Insurance. This includes fully comprehensive insurance including legal cover, and third party only insurance.
fully comprehensive
Low price auto insurance isn't always better, as it may not be fully comprehensive. For example, it may not cover legal costs, or it may not cover damage to your own car.
Fully comprehensive cover will allow you to drive others peoples cars, with their permission, but only on a thrid party basis, and you have to be over 21.
If it's your vehicle then no. You have to add the other vehicle to your policy, otherwise it is not a covered vehicle. If it's a temporary replacement vehicle then coverage may be afforded under your own auto insurance policy.
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21st Century Insurance insure a wide variety of different cars. These include new cars, cars that have been used, as well as classic or vintage cars. They can also provide fully comprehensive cover.
short answer no, unless your insurance policy states any driver, then you will still have to check for any age restrictions. Drivers with comprehensive insurance will generally have emergency cover to drive other cars but this will only be third party, again you will need to check your policy documents.
Third Party Insurance only covers the person you have hit in the accident, you have to pay for all the damage to your own vehicle yourself. Fully Comprehensive covers all your damage and all of the other person's damage.