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Some do but it would only cover fire damage for your property like your office. On some it is excluded. You would have to check on your binder

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Q: Does commercial general liability insurance cover fire damage?
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What in the world is commercial general liability?

Commercial general liability is an insurance policy that protects a business against lawsuits that pertain to bodily injury and property damage that may have come from the business.


What type of commercial insurance covers an employee causing damage at a 3rd party?

This would be covered under your general liability policy for your business


What is the definition of Tenant's Legal Liability?

Provides insurance against legal liability for property damage to business premises leased or rented to the insured.


Does all general liability insurance cover damage at depreciated value?

General liability insurance does not provide property coverage, except for 3rd party claims alleging property damage due to the insureds' negligence.


What is the General Liability Insurance?

Commercial GL covers your business for damages alledged by a third party including bodily injury and property damage. When you start a company, you should purchase GL insurance when you have any of the following : Sales, assets, employees, a physical location.


What kinds of insurance policies can have property damage liability insurance as a part of the policy?

Obtain third party prices from general product insurers here! Rated auto car group comparison of general liability insurance quotes and instant product liability insurance rates for women. Luxury employers accident liability insurance estimates in ins commerce and public liability insurance for business liability insurance


Does general liability insurance cover theft?

No. When you get liability insurance, you are basically getting insurance for everyone else on the road that you may cause damage to. It does nothing to protect you from theft, vandalism ect.


What are the main rules used by contractors general liability insurance?

Contractors general liability insurance is based on one of two things, total receipts or payroll and cost of subcontractors. Contractors general liability insurance covers a company if their employees get hurt on the job or cause damage to a property while working.


What is the difference between general liability insurance and cargo insurance?

General liability refers to products completion and labor, while cargo is specific to transportation, such as hauling equipment or goods. The cargo insurance would kick in if there was damage to the goods in transit. General liability would cover goods in your warehouse or on the docks.


What does general liability insurance typically cover?

General liability insurance typically covers a third party from putting a claim against a companies operations. Some of the things that can be covered are property damage and bodily injury.


What is PLPD?

Public Liability and Property Damage insurance. Bascially liability insurance.


How is general liability insurance different from comprehensive general liability insurance?

Personal Liability insurance is purchased by individuals and is normally included as part of a residential insurance policy, such as a Homeowners, Condo or Tenants package. It provides the insured with protection against lawsuits from third parties arising from the ownership and/or occupancy of the residence, including the personal actions of insured persons (eg. a visitor to the residence slips and falls on the front walkway due to a build up of ice/snow). General Liability insurance is the common abbreviation used in the industry to refer to "Commercial General Liability" insurance. A Commercial General Liability (CGL) insurance policy is purchased by a business and provides protection against claims by third parties for Bodiliy Injury and Property damage arising from the operations of the insured. Example: ABC Construction Inc. wins a contract to construct a new office building. During construction one of ABC's employees drops a hammer which hits a passing pedestrian on the head. The pedestrian sues ABC Construction for his/her injuries. ABC's general liability insurer will defend ABC in the lawsuit and pay any judgment which may be rendered against ABC (up to the policy limit). Hope this helps.