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Interesting question. I am licensed in Virginia only, so my answers are for VA only. First, let's define Co-insurance. In VA, co-insurance is a method of getting the home owner to insure their home at the proper level. If you insure your home for less than 80% of it's value AT THE TIME OF THE INCIDENT then you would be required to pay a proportional amount based on the home's current value. here's the calculation...
the cost to rebuild your home is $100,000.
You coverage A (dwelling) is at $60,000
You have an incident that costs $10,000 to repair
the insurance company notices the deficiency
60000/80000=.75
therefore you are responsible for 25% of the repair plus your deductible for a total of $2500 plus deductible.
It's very confusing, so please call your local independent agent for more information.
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What if I run over a dog and they don't have homeowner insurance?
You could be liable in court if they could prove negligence on your part. I don't understand your questions about homeowners insurance? Homeowners insurance would not come into play. http://www.coloradosbestinsurance.com
Does home owners insurance cover murder?
Homeowners insurance typically covers property damage and liability claims, but it does not typically cover criminal acts such as murder. In cases of murder, homeowners insurance would not typically come into play. It's best to consult with your insurance provider for specific details about coverage scenarios.
What character does Roger play when he takes over the chairman of the homeowners association on American Dad?
Roy Rogers McFreely
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When was Come Play Wiz Me created?
Come Play Wiz Me was created on 2007-01-21.
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Does homeowners insurance cover ant infestation?
You could contact your Insurance agent for clarification. But most homeowners insurance policies specifically exclude coverage for animal or insect infestations. This type of thing is generally considered an expected home maintenance issue for which most homeowners have an annual service call from an exterminator service as part of the owners regular maintenance schedule. You likely just need to call for your regularly Exterminator Service to come out and give you a service call.
What play did to be or not to be come from?
HAMLET
Which play did 'to be or not to be' come from?
Hamlet.
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The Poem "Daisies" and the play Manuela's wish are both about inner strength
Can you still file a claim if a hearing judge made a decision?
only if you play black ops :)
What was the Play American Cousin about?
The play is a farce. It is about an awkward and uncultured , but forthright, American who goes to England to claim his inheritance, and how he interacts with his aristocratic relatives. See the link for more information about the play.
