Does car insurance travel with the car or the person?

Answer 1

Auto Insurance follows the liabilities of the Named Insured(s).

Sometimes that entails following the vehicle in the event a permitted driver fits the definitions of a named insured under the terms of the Auto Insurance Policy.

Sometimes it entails following the Individual such as When we rent or borrow a car and our liability coverage follows us.

Never Assume that Auto Insurance simply follows a car or vehicle. This is a misunderstanding that many people and even Insurance Agents fall prey too when their is a lack of comprehension.