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If you have collision coverage on your vehicle, then your insurance should pay out whether or not there is a police report. It may, however, conduct a more extensive investigation to rule out fraud. This is particularly true because single car collisions may preclude subrogation by which the insurer attempts to recover its payment from a responsible third party.
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Can someone file a claim on your car insurance if the accident wasn't reported to the police?
Sure. People can claim anything. The question is will your insurance pay the claim. Without a police report of the accident, you may be in for a lawsuit. Never ever, have an accident and fail to call the police.
What to do when you damage your vehicle backing up into another vehicle?
Most insurance companies will instruct you to call them first when you have an accident, unless there are injuries. You should call the police to get an accident report.
How can you get name of insurance company for Georgia licensed commercial vehicle involved in accident?
Ask the driver or owner of the vehicle. They are required to give you (and the police) that information at the time of the accident.AnswerOn an accident report, the police officer lists the insurance information. Contact the police department who responded to the scene to determine how to obtain a copy of the report.
What happens if both drivers involved in an accident have no insurance and no police report was filed?
If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
If you had an accident and your car was the only one damaged can you pay for it without reporting it.?
I am not a law expert, nor an insurance agent, but I believe that if there were no injuries, no other property damage, and no police report made, you should be able to pay for the damages to your own vehicle without going through your insurance.
Does your insurance cover you to drive a car that has no insurance?
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
How do you find out the insurance company by license plate number of vehicle?
Report the accident to the police. Request that the police provide hit and run driver info to your insurance company. This is the only legal way to do what you are asking where I live.
Can you tell the conversation between a cyclist and a motorist for the accident of their vehicles?
If you and your vehicle are in an accident, be sure to exchange phone numbers and addresses, as well as insurance, with the other party involved in the accident. Also, be sure that the police are notified of the accident.
How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
In Canada can you find the insurance company with the plate number of a vehicle?
Not unless that plate has been mentioned/listed in another accident attended by police in the past.
If you were rear ended at a red light should you use your own insurance or the party at fault?
The vehicle at fault would normally use their insurance. If their insurance does not cover the damage or the police considered the accident a non fault, the car stopped at the light will have to pay for their own vehicle.
What is the definition of leaving the scene of an accident?
The definition of leaving the scene of an accident is a person who flees an accident after being part of it. They drive off without giving insurance information or waiting for the police to arrive at the scene.
