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water damage is only covered through full coverage if you have it and just so happens to run in a pond or something.

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Wiki User

16y ago

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Related Questions

Does comprehensive auto insurance cover water damage due to roof leak?

NO, Your Auto Insurance does not cover maintenance or manufacturing quality issues. This could be a defect you might look to your auto warranty for correction.


Does homeowners cover water damage from a leaky roof?

In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.


Does home owners insurance cover water damage caused by the neighbor?

cover


Does insurance cover water damage?

That depends on the individual contract. Insurance products differ.


If you hit a high water area and hydro planed and hit a tree will comprehensive insurance cover the damage?

Your collision coverage should pay for the damage caused by hitting the tree.Comprehensive insurance covers water damage, hail and flood. However, in your scenario, the damage was only indirectly caused by the water. Damage to your car caused by hitting another car or a fixed object is paid for by your collision coverage.


Does homeowners insurance cover damage done by foundation failure?

No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.


Does insurance cover ice damage to the roof?

That would count as comprehensive. Comprehensive covers any non-collision events such as theft, fire, and water damage.


Does homeowner's insurance cover non-flood damage for water in basements?

Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover


Will homeowners insurance cover water damage to an electrical panel?

Depending on the source of the water, typically yes.


Does state farm cover water damage?

State Farm is very likely to cover water damage, and the repair of a leak to stop water damage that has already occurred in your home. They may or may not cover slab leaks that have not caused damage to your home or belongings. They will almost certainly cover the cost of a pipe that leaks upstairs and causes massive amounts of damage through the ceiling and downstairs. Only a claims adjuster can tell you for certain whether any given circumstances will be covered. Different policies are, well, different, so they may cover yours, but they very well may not. We blog on this subject some. Please contribute to it to help us create a comprehensive database of insurance company slab leak experiences. yes but it depends on your coverage plan


Does homeowners insurance cover water damage from leaky windowas?

Not usually. Usually water damage has to be from a sudden burst of plumbing or flood or some sort. Any negligence in homeowning is a touchy subject for insurance.


Will insurance cover water damage resulting from a crack in the upstairs shower wall and leaked water downstairs?

This will vary depending on how your policy is written. Some policies will only cover pipes bursting, while others will only cover catastrophic water damage (flooding due to abnormal circumstances). You need to call your insurance agent to find out.

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