Does an insurance company have the right to know your company's gross revenue?

Answer 1

Your insurance broker if they are doing a decent job should be reviewing your financials, company operations, and assessing your property to help you understand and insure your risks. If they aren't doing that then they can't insure you properly because they don't understand the risks associated with your business. Revenue streams each create different types of risk so understanding the revenue streams is extremely important for a broker.

Insurance carriers reserve the right to audit your records, including your financials and general ledger, payroll and other tax records, etc. This is normal since your policies are based on this info and they can audit the policies to make sure you are paying premiums correctly.